May 2026

Key Takeaways Tennessee drivers must carry 25/50/25 minimum liability coverage. Minimum insurance pays for harm caused to others, not your own losses. Serious crashes can quickly exhaust minimum limits. Multiple injury claims may reduce what each person can recover. Driving uninsured can lead to fines, registration suspension, and claim problems. Car insurance is more than…

Key Takeaways Negligence claims require proving duty, breach, causation, and damages, all of which work together to establish liability. A claim can fail if even one element, especially causation, is not clearly supported by evidence. Real-life cases rely on connecting actions, like traffic violations, directly to the resulting injuries. Strong evidence, including medical records, reports,…

Key Takeaways A serious crash can unfold in seconds when a driver fails to yield the right of way. Who is at fault in a failure-to-yield accident? The answer often depends on the specific facts, especially when injuries and conflicting accounts are involved. In most cases, the driver who did not have the legal right…

Key Takeaways Most weather-related crashes occur on wet pavement and during rainfall. Rain reduces traction, limits visibility, and increases the risk of hydroplaning. Wet roads require more stopping distance, especially at highway speeds. Fog, ice, and snow create added risks by limiting visibility and control. Weather does not excuse unsafe driving under Tennessee liability rules….

Key Takeaways Impaired driving includes alcohol, drugs, or medications that reduce a driver’s ability to operate a vehicle safely. A BAC of 0.08% establishes legal impairment for most drivers, with stricter limits for certain groups. Drivers can still be considered impaired below 0.08% if they exhibit unsafe behavior or diminished control. Signs like drifting lanes,…

Key Takeaways Traffic camera footage can be crucial for establishing fault in a car accident. Request footage quickly, as recordings are often overwritten within days. Submit a public records request with accurate details (date, time, location) to the responsible agency. Camera systems vary, so identifying the correct agency is key to obtaining footage. Traffic camera…

Key Takeaways Tennessee allows recovery only when the injured person is less than 50% at fault. Any share of fault below 50% reduces compensation by that same percentage. Fault often depends on small details like timing, visibility, and reasonable care. Evidence such as reports, photos, witnesses, and medical records helps show what happened. Insurance companies…